{"id":340,"date":"2021-05-11T18:49:00","date_gmt":"2021-05-11T16:49:00","guid":{"rendered":"https:\/\/geopard.tech\/?p=340"},"modified":"2024-04-03T22:13:44","modified_gmt":"2024-04-03T20:13:44","slug":"%d9%83%d9%8a%d9%81-%d9%8a%d9%8f%d8%b3%d9%87%d9%85-%d9%85%d8%a4%d8%b4%d8%b1-%d8%b3%d8%b7%d9%88%d8%b9-%d8%a7%d9%84%d8%aa%d8%b1%d8%a8%d8%a9-%d9%81%d9%8a-%d8%a7%d9%84%d8%b2%d8%b1%d8%a7%d8%b9%d8%a9-%d8%a7","status":"publish","type":"post","link":"https:\/\/geopard.tech\/ar\/blog\/how-the-soil-brightness-index-enables-sustainable-agriculture\/","title":{"rendered":"\u0643\u064a\u0641 \u064a\u064f\u0633\u0647\u0645 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0641\u064a \u062a\u0645\u0643\u064a\u0646 \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629\u061f"},"content":{"rendered":"

\u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI)<\/strong>\u00a0\u064a\u064f\u0639\u062f\u0651 \u0645\u0624\u0634\u0631 GeoPard \u0623\u062f\u0627\u0629 \u0642\u064a\u0651\u0645\u0629 \u062a\u064f\u0633\u062a\u062e\u062f\u0645 \u0644\u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0644\u064a\u0644 \u0633\u0631\u064a\u0639 \u0644\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u064a\u062a\u0645 \u062d\u0633\u0627\u0628\u0647 \u0628\u0648\u0627\u0633\u0637\u0629 GeoPard \u0627\u0633\u062a\u0646\u0627\u062f\u064b\u0627 \u0625\u0644\u0649 \u0635\u0648\u0631 \u0627\u0644\u0623\u0642\u0645\u0627\u0631 \u0627\u0644\u0635\u0646\u0627\u0639\u064a\u0629. \u0648\u0647\u0648 \u0627\u0644\u0645\u0624\u0634\u0631 \u0627\u0644\u062e\u0627\u0645\u0633 \u0639\u0634\u0631 \u0639\u0644\u0649 \u0645\u0646\u0635\u0629 GeoPard\u060c \u0648\u064a\u064f\u062d\u0633\u0651\u0646 \u0625\u0645\u0643\u0627\u0646\u064a\u0629 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062a\u062d\u0644\u064a\u0644\u0627\u062a \u0627\u0644\u062a\u0631\u0628\u0629 \u0644\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u064a\u0646 \u0627\u0644\u0630\u064a\u0646 \u0644\u0627 \u062a\u062a\u0648\u0641\u0631 \u0644\u062f\u064a\u0647\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u062e\u0630 \u0639\u064a\u0646\u0627\u062a \u0627\u0644\u062a\u0631\u0628\u0629 \u0623\u0648 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u062c\u0645\u0639\u0647\u0627 \u0639\u0628\u0631\u00a0\u0627\u0644\u0627\u0633\u062a\u0634\u0639\u0627\u0631 \u0639\u0646 \u0628\u0639\u062f<\/strong>.\u00a0<\/p>\r\n\r\n\r\n\r\n

\"\u0645\u0624\u0634\u0631\r\n
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\u064a\u0631\u062a\u0628\u0637 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0627\u0631\u062a\u0628\u0627\u0637\u064b\u0627 \u0648\u062b\u064a\u0642\u064b\u0627 \u0628\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0631\u0637\u0648\u0628\u062a\u0647\u0627\u060c \u0648\u0648\u062c\u0648\u062f \u0627\u0644\u0623\u0645\u0644\u0627\u062d \u0641\u064a\u0647\u0627. \u064a\u0624\u062b\u0631 \u0643\u0644 \u0639\u0627\u0645\u0644 \u0645\u0646 \u0647\u0630\u0647 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0639\u0644\u0649 \u0627\u0646\u0639\u0643\u0627\u0633 \u0636\u0648\u0621 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0647\u0648 \u0645\u0627 \u064a\u0642\u064a\u0633\u0647 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629. \u0625\u0644\u064a\u0643 \u0643\u064a\u0641\u064a\u0629 \u0627\u0631\u062a\u0628\u0627\u0637\u0647\u0627 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645:<\/p>\r\n

1. \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629:<\/h3>\r\n

\u062a\u064f\u0639\u062f\u0651 \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629 (SOM) \u0636\u0631\u0648\u0631\u064a\u0629 \u0644\u062e\u0635\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0635\u062d\u062a\u0647\u0627 \u0628\u0634\u0643\u0644 \u0639\u0627\u0645. \u0648\u0647\u064a \u062a\u062a\u0643\u0648\u0646 \u0645\u0646 \u0628\u0642\u0627\u064a\u0627 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0648\u0627\u0644\u062d\u064a\u0648\u0627\u0646\u0627\u062a \u0627\u0644\u0645\u062a\u062d\u0644\u0644\u0629\u060c \u0648\u064a\u0633\u0627\u0647\u0645 \u0648\u062c\u0648\u062f\u0647\u0627 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0642\u062f\u0631\u062a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0627\u062d\u062a\u0641\u0627\u0638 \u0628\u0627\u0644\u0645\u0627\u0621\u060c \u0648\u062a\u0648\u0627\u0641\u0631 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629.<\/p>\r\n

    \r\n
  • \u0639\u0644\u0627\u0642\u0629<\/strong>: \u0645\u0639\u0643\u0648\u0633<\/li>\r\n
  • \u062a\u0648\u0636\u064a\u062d<\/strong>\u062a\u0645\u064a\u0644 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u063a\u0646\u064a\u0629 \u0628\u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0625\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u062f\u0627\u0643\u0646\u0629 \u0627\u0644\u0644\u0648\u0646 \u0628\u0633\u0628\u0628 \u0644\u0648\u0646 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u062f\u0627\u0643\u0646. \u0648\u064a\u0646\u062a\u062c \u0639\u0646 \u0630\u0644\u0643 \u0627\u0646\u062e\u0641\u0627\u0636 \u0641\u064a \u0645\u0624\u0634\u0631 \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0636\u0648\u0621 (SBI)\u060c \u062d\u064a\u062b \u062a\u0645\u062a\u0635 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u062f\u0627\u0643\u0646\u0629 \u0643\u0645\u064a\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0636\u0648\u0621 \u0648\u062a\u0639\u0643\u0633 \u0643\u0645\u064a\u0629 \u0623\u0642\u0644 \u0645\u0646\u0647. \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u062a\u0643\u0648\u0646 \u0627\u0644\u062a\u0631\u0628\u0629 \u0630\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 \u0645\u0646 \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0623\u0643\u062b\u0631 \u0633\u0637\u0648\u0639\u064b\u0627 \u0648\u0644\u0647\u0627 \u0645\u0624\u0634\u0631 \u0627\u0646\u0639\u0643\u0627\u0633 \u0636\u0648\u0621 \u0623\u0639\u0644\u0649.<\/li>\r\n<\/ul>\r\n

    \"\u0645\u0624\u0634\u0631<\/p>\r\n

    2. \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629:<\/h3>\r\n

    \u062a\u0644\u0639\u0628 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u062f\u0648\u0631\u064b\u0627 \u062d\u0627\u0633\u0645\u064b\u0627 \u0641\u064a \u0646\u0645\u0648 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0648\u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644. \u0641\u0647\u064a \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0645\u062a\u0635\u0627\u0635 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629\u060c \u0648\u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0645\u064a\u0643\u0631\u0648\u0628\u064a\u060c \u0648\u062a\u0622\u0643\u0644 \u0627\u0644\u062a\u0631\u0628\u0629. \u0648\u0642\u062f \u0623\u0638\u0647\u0631\u062a \u0627\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0648\u062c\u0648\u062f \u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0645\u0624\u0634\u0631 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0648\u0645\u062d\u062a\u0648\u0649 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629.<\/p>\r\n

    \u063a\u0627\u0644\u0628\u0627\u064b \u0645\u0627 \u062a\u062d\u062a\u0641\u0638 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u062f\u0627\u0643\u0646\u0629\u060c \u0627\u0644\u062a\u064a \u062a\u062a\u0645\u064a\u0632 \u0628\u0627\u0646\u062e\u0641\u0627\u0636 \u0642\u064a\u0645 \u0645\u0624\u0634\u0631 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI)\u060c \u0628\u0631\u0637\u0648\u0628\u0629 \u0623\u0643\u0628\u0631 \u0645\u0642\u0627\u0631\u0646\u0629\u064b \u0628\u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0641\u0627\u062a\u062d\u0629. \u0648\u062a\u0624\u0643\u062f \u0647\u0630\u0647 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0623\u0647\u0645\u064a\u0629 \u0645\u0624\u0634\u0631 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0641\u064a \u062a\u0642\u064a\u064a\u0645 \u062f\u064a\u0646\u0627\u0645\u064a\u0643\u064a\u0627\u062a \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0631\u064a.<\/p>\r\n

      \r\n
    • \u0639\u0644\u0627\u0642\u0629<\/strong>: \u0645\u0639\u0643\u0648\u0633<\/li>\r\n
    • \u062a\u0648\u0636\u064a\u062d<\/strong>\u062a\u0628\u062f\u0648 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0631\u0637\u0628\u0629 \u0639\u0627\u062f\u0629\u064b \u0623\u063a\u0645\u0642 \u0644\u0648\u0646\u064b\u0627 \u0644\u0623\u0646\u0647\u0627 \u062a\u0645\u062a\u0635 \u0643\u0645\u064a\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0636\u0648\u0621\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0646\u062e\u0641\u0627\u0636 \u0645\u0624\u0634\u0631 \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0636\u0648\u0621 (SBI). \u0641\u064a \u0627\u0644\u0645\u0642\u0627\u0628\u0644\u060c \u062a\u0639\u0643\u0633 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u062c\u0627\u0641\u0629 \u0643\u0645\u064a\u0629 \u0623\u0643\u0628\u0631 \u0645\u0646 \u0627\u0644\u0636\u0648\u0621\u060c \u0645\u0645\u0627 \u064a\u0646\u062a\u062c \u0639\u0646\u0647 \u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0645\u0624\u0634\u0631 \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0636\u0648\u0621. \u064a\u0624\u062b\u0631 \u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0631\u0637\u0648\u0628\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631 \u0639\u0644\u0649 \u0645\u0624\u0634\u0631 \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0636\u0648\u0621\u060c \u062d\u064a\u062b \u0623\u0646 \u0648\u062c\u0648\u062f \u0627\u0644\u0645\u0627\u0621 \u064a\u063a\u064a\u0631 \u0627\u0644\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0628\u0635\u0631\u064a\u0629 \u0644\u0644\u062a\u0631\u0628\u0629.<\/li>\r\n<\/ul>\r\n

      3. \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u062d\u0629:<\/h3>\r\n

      \u062a\u064f\u0634\u0643\u0651\u0644 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u062d\u0629\u060c \u0623\u0648 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0644\u0648\u062b\u0629\u060c \u062a\u062d\u062f\u064a\u0627\u062a \u0643\u0628\u064a\u0631\u0629 \u0644\u0644\u0632\u0631\u0627\u0639\u0629 \u0646\u0638\u0631\u064b\u0627 \u0644\u0627\u0631\u062a\u0641\u0627\u0639 \u0646\u0633\u0628\u0629 \u0627\u0644\u0623\u0645\u0644\u0627\u062d \u0641\u064a\u0647\u0627. \u0625\u0630 \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u062a\u064f\u0624\u062b\u0631 \u0627\u0644\u0623\u0645\u0644\u0627\u062d \u0627\u0644\u0632\u0627\u0626\u062f\u0629 \u0633\u0644\u0628\u064b\u0627 \u0639\u0644\u0649 \u0646\u0645\u0648 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0645\u0646 \u062e\u0644\u0627\u0644 \u0625\u0639\u0627\u0642\u0629 \u0627\u0645\u062a\u0635\u0627\u0635 \u0627\u0644\u0645\u0627\u0621 \u0648\u0627\u0644\u062a\u0633\u0628\u0628 \u0641\u064a \u062a\u0633\u0645\u0645 \u0627\u0644\u0623\u064a\u0648\u0646\u0627\u062a. \u0644\u0630\u0627\u060c \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0634\u0643\u0651\u0644 \u0631\u0635\u062f \u0645\u0624\u0634\u0631 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0644\u0648\u062b\u0629 \u0623\u062f\u0627\u0629\u064b \u0641\u0639\u0651\u0627\u0644\u0629 \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0644\u0648\u062b\u0629 \u0648\u0625\u062f\u0627\u0631\u062a\u0647\u0627.<\/p>\r\n

        \r\n
      • \u0639\u0644\u0627\u0642\u0629<\/strong>: \u0625\u064a\u062c\u0627\u0628\u064a<\/li>\r\n
      • \u062a\u0648\u0636\u064a\u062d<\/strong>\u0642\u062f \u062a\u0628\u062f\u0648 \u0627\u0644\u062a\u0631\u0628\u0629 \u0630\u0627\u062a \u0627\u0644\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0644\u062d\u064a \u0627\u0644\u0639\u0627\u0644\u064a \u0623\u0643\u062b\u0631 \u0633\u0637\u0648\u0639\u064b\u0627\u060c \u062e\u0627\u0635\u0629\u064b \u0625\u0630\u0627 \u062a\u0634\u0643\u0644\u062a \u0642\u0634\u0631\u0629 \u0645\u0644\u062d\u064a\u0629 \u0639\u0644\u0649 \u0633\u0637\u062d\u0647\u0627. \u064a\u0646\u062a\u062c \u0639\u0646 \u0647\u0630\u0627 \u0627\u0644\u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0645\u062a\u0632\u0627\u064a\u062f \u0627\u0631\u062a\u0641\u0627\u0639 \u0641\u064a \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI). \u062a\u062a\u0645\u064a\u0632 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u062d\u0629\u060c \u0644\u0627 \u0633\u064a\u0645\u0627 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0642\u0627\u062d\u0644\u0629 \u0623\u0648 \u0634\u0628\u0647 \u0627\u0644\u0642\u0627\u062d\u0644\u0629\u060c \u0628\u0647\u0630\u0647 \u0627\u0644\u062e\u0627\u0635\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u0639\u0643\u0633 \u0627\u0644\u0645\u0632\u064a\u062f \u0645\u0646 \u0627\u0644\u0636\u0648\u0621\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u062a\u064f\u0638\u0647\u0631 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0623\u0639\u0644\u0649.<\/li>\r\n<\/ul>\r\n

        \"\u0645\u0624\u0634\u0631<\/p>\r\n

        \u0645\u0627 \u0647\u064a \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u062a\u064a \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0627\u0631\u062a\u0628\u0627\u0637\u0627\u062a \u0645\u0624\u0634\u0631 \u0643\u062a\u0644\u0629 \u0627\u0644\u062c\u0633\u0645\u061f<\/h2>\r\n

        \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0645\u0644\u0627\u062d\u0638\u0629 \u0623\u0646 \u0647\u0630\u0647 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637\u0627\u062a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062a\u0623\u062b\u0631 \u0628\u0639\u0648\u0627\u0645\u0644 \u0645\u062e\u062a\u0644\u0641\u0629:<\/p>\r\n

        1. \u0646\u0633\u064a\u062c \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0646\u0648\u0639\u0647\u0627:<\/h3>\r\n

        \u064a\u0634\u064a\u0631 \u0646\u0633\u064a\u062c \u0627\u0644\u062a\u0631\u0628\u0629 \u0625\u0644\u0649 \u0627\u0644\u0646\u0633\u0628 \u0627\u0644\u0646\u0633\u0628\u064a\u0629 \u0644\u062c\u0632\u064a\u0626\u0627\u062a \u0627\u0644\u0631\u0645\u0644 \u0648\u0627\u0644\u0637\u0645\u064a \u0648\u0627\u0644\u0637\u064a\u0646 \u0641\u064a\u0647\u0627. \u0648\u0644\u0643\u0644 \u0646\u0648\u0639 \u0645\u0646 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u062e\u0635\u0627\u0626\u0635 \u0641\u064a\u0632\u064a\u0627\u0626\u064a\u0629 \u0648\u0643\u064a\u0645\u064a\u0627\u0626\u064a\u0629 \u0641\u0631\u064a\u062f\u0629 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0644\u0648\u0646\u0647\u0627 \u0648\u0644\u0645\u0639\u0627\u0646\u0647\u0627.<\/p>\r\n

        \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u062a\u0645\u064a\u0644 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0631\u0645\u0644\u064a\u0629 \u0625\u0644\u0649 \u0623\u0646 \u062a\u0643\u0648\u0646 \u0630\u0627\u062a \u0623\u0644\u0648\u0627\u0646 \u0623\u0641\u062a\u062d \u0648\u0627\u0646\u0639\u0643\u0627\u0633 \u0623\u0639\u0644\u0649 \u0628\u0633\u0628\u0628 \u0646\u0633\u064a\u062c\u0647\u0627 \u0627\u0644\u062e\u0634\u0646\u060c \u0641\u064a \u062d\u064a\u0646 \u0623\u0646 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0637\u064a\u0646\u064a\u0629 \u0642\u062f \u062a\u0628\u062f\u0648 \u0623\u063a\u0645\u0642 \u0648\u0644\u0647\u0627 \u0627\u0646\u0639\u0643\u0627\u0633 \u0623\u0642\u0644.<\/p>\r\n

        \u0644\u0630\u0627\u060c \u0642\u062f \u062a\u062e\u062a\u0644\u0641 \u0627\u0644\u0639\u0644\u0627\u0642\u0629 \u0628\u064a\u0646 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0648\u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0645\u062b\u0644 \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0648\u0627\u0644\u0631\u0637\u0648\u0628\u0629 \u0648\u0627\u0644\u0645\u0644\u0648\u062d\u0629\u060c \u0628\u0627\u062e\u062a\u0644\u0627\u0641 \u0646\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629. \u0648\u064a\u064f\u0639\u062f\u0651 \u0641\u0647\u0645 \u0627\u0644\u062a\u0628\u0627\u064a\u0646\u0627\u062a \u0627\u0644\u0644\u0648\u0646\u064a\u0629 \u0627\u0644\u0643\u0627\u0645\u0646\u0629 \u0641\u064a \u0645\u062e\u062a\u0644\u0641 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0623\u0645\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0644\u062a\u0641\u0633\u064a\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0628\u062f\u0642\u0629.<\/p>\r\n

        2. \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u0628\u064a\u0626\u064a\u0629<\/strong><\/h3>\r\n

        \u062a\u0644\u0639\u0628 \u0627\u0644\u0639\u0648\u0627\u0645\u0644 \u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u062f\u0648\u0631\u0627\u064b \u0647\u0627\u0645\u0627\u064b \u0641\u064a \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0639\u0644\u0649 \u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u062a\u0631\u0628\u0629. \u0648\u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0638\u0631\u0648\u0641 \u0627\u0644\u0625\u0636\u0627\u0621\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0632\u0627\u0648\u064a\u0629 \u0648\u0634\u062f\u0629 \u0636\u0648\u0621 \u0627\u0644\u0634\u0645\u0633\u060c \u0639\u0644\u0649 \u0627\u0644\u0633\u0637\u0648\u0639 \u0627\u0644\u0645\u064f\u062f\u0631\u064e\u0643 \u0644\u0633\u0637\u062d \u0627\u0644\u062a\u0631\u0628\u0629.<\/p>\r\n

        \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0642\u062f \u062a\u0628\u062f\u0648 \u0623\u0633\u0637\u062d \u0627\u0644\u062a\u0631\u0628\u0629 \u0623\u0643\u062b\u0631 \u0625\u0634\u0631\u0627\u0642\u064b\u0627 \u062a\u062d\u062a \u0623\u0634\u0639\u0629 \u0627\u0644\u0634\u0645\u0633 \u0627\u0644\u0645\u0628\u0627\u0634\u0631\u0629 \u0648\u0623\u0643\u062b\u0631 \u0642\u062a\u0627\u0645\u0629 \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0645\u0638\u0644\u0644\u0629 \u0623\u0648 \u062e\u0644\u0627\u0644 \u0627\u0644\u0637\u0642\u0633 \u0627\u0644\u063a\u0627\u0626\u0645. \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062b\u0631 \u0648\u0642\u062a \u0625\u062c\u0631\u0627\u0621 \u0627\u0644\u0642\u064a\u0627\u0633\u0627\u062a \u0639\u0644\u0649 \u0642\u064a\u0645 \u0645\u0624\u0634\u0631 \u0643\u062a\u0644\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u062d\u064a\u062b \u062a\u064f\u0644\u0627\u062d\u0638 \u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u0628\u064a\u0646 \u0642\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0635\u0628\u0627\u062d \u0648\u0627\u0644\u0638\u0647\u064a\u0631\u0629 \u0648\u0627\u0644\u0645\u0633\u0627\u0621.<\/p>\r\n

        \u064a\u0624\u062b\u0631 \u0627\u0644\u063a\u0637\u0627\u0621 \u0627\u0644\u0633\u062d\u0627\u0628\u064a \u0648\u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u062c\u0648\u064a\u0629 \u0623\u064a\u0636\u064b\u0627 \u0639\u0644\u0649 \u0627\u062e\u062a\u0631\u0627\u0642 \u0627\u0644\u0636\u0648\u0621 \u0648\u062a\u0634\u062a\u062a\u0647\u060c \u0645\u0645\u0627 \u064a\u0632\u064a\u062f \u0645\u0646 \u062a\u0639\u0642\u064a\u062f \u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0646\u0639\u0643\u0627\u0633.\u00a0<\/p>\r\n

        3. \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u0633\u0637\u062d<\/strong><\/h3>\r\n

        \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u0627\u0644\u062d\u0627\u0644\u0629 \u0627\u0644\u0641\u064a\u0632\u064a\u0627\u0626\u064a\u0629 \u0644\u0633\u0637\u062d \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u062e\u0634\u0648\u0646\u0629 \u0627\u0644\u0633\u0637\u062d \u0648\u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u0642\u0634\u0631\u0629 \u0648\u0648\u062c\u0648\u062f \u0627\u0644\u0645\u062e\u0644\u0641\u0627\u062a\u060c \u0639\u0644\u0649 \u062e\u0635\u0627\u0626\u0635 \u0627\u0646\u0639\u0643\u0627\u0633\u0647\u0627 \u0628\u0634\u0643\u0644 \u0645\u0633\u062a\u0642\u0644 \u0639\u0646 \u062a\u0643\u0648\u064a\u0646 \u0627\u0644\u062a\u0631\u0628\u0629.<\/p>\r\n

        \u0642\u062f \u062a\u064f\u063a\u064a\u0651\u0631 \u0627\u0644\u0642\u0634\u0648\u0631 \u0627\u0644\u062a\u0631\u0627\u0628\u064a\u0629\u060c \u0627\u0644\u0645\u062a\u0643\u0648\u0646\u0629 \u0646\u062a\u064a\u062c\u0629 \u0627\u0646\u0636\u063a\u0627\u0637 \u062c\u0632\u064a\u0626\u0627\u062a \u0627\u0644\u0633\u0637\u062d\u060c \u0623\u0646\u0645\u0627\u0637 \u0627\u0646\u0639\u0643\u0627\u0633 \u0627\u0644\u0636\u0648\u0621 \u0648\u0627\u0645\u062a\u0635\u0627\u0635\u0647\u060c \u0645\u0645\u0627 \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0646\u062d\u0631\u0627\u0641\u0627\u062a \u0641\u064a \u0642\u064a\u0645 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629. \u0648\u0628\u0627\u0644\u0645\u062b\u0644\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u064a\u0624\u062f\u064a \u0648\u062c\u0648\u062f \u0645\u062e\u0644\u0641\u0627\u062a \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0623\u0648 \u0627\u0644\u063a\u0637\u0627\u0621 \u0627\u0644\u0646\u0628\u0627\u062a\u064a \u0625\u0644\u0649 \u062a\u0639\u062f\u064a\u0644 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u062a\u062e\u0641\u064a\u0641 \u0627\u0644\u0636\u0648\u0621 \u0627\u0644\u0633\u0627\u0642\u0637 \u0648\u0625\u0644\u0642\u0627\u0621 \u0627\u0644\u0638\u0644\u0627\u0644.<\/p>\r\n

        \u0628\u0627\u0644\u0625\u0636\u0627\u0641\u0629 \u0625\u0644\u0649 \u0630\u0644\u0643\u060c \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u0624\u062b\u0631 \u062e\u0634\u0648\u0646\u0629 \u0627\u0644\u0633\u0637\u062d \u0627\u0644\u0646\u0627\u062a\u062c\u0629 \u0639\u0646 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u062d\u0631\u0627\u062b\u0629 \u0623\u0648 \u062a\u0622\u0643\u0644 \u0627\u0644\u062a\u0631\u0628\u0629 \u0639\u0644\u0649 \u062a\u0634\u062a\u062a \u0627\u0644\u0636\u0648\u0621 \u0648\u062a\u063a\u064a\u0631 \u0642\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0627\u0646\u0639\u0643\u0627\u0633.\u00a0<\/p>\r\n

        \u0639\u0645\u0644\u064a\u064b\u0627\u060c \u0639\u0644\u0649 \u0627\u0644\u0631\u063a\u0645 \u0645\u0646 \u0623\u0646 \u0645\u0624\u0634\u0631 SBI \u064a\u0648\u0641\u0631 \u0631\u0624\u0649 \u0642\u064a\u0651\u0645\u0629 \u062d\u0648\u0644 \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0631\u0628\u0629 \u0647\u0630\u0647\u060c \u0625\u0644\u0627 \u0623\u0646\u0647 \u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u063a\u0627\u0644\u0628\u064b\u0627 \u062c\u0646\u0628\u064b\u0627 \u0625\u0644\u0649 \u062c\u0646\u0628 \u0645\u0639 \u0637\u0631\u0642 \u0623\u062e\u0631\u0649 \u0644\u0625\u062c\u0631\u0627\u0621 \u062a\u0642\u064a\u064a\u0645 \u0634\u0627\u0645\u0644. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u064a\u0645\u0643\u0646 \u0645\u0639\u0627\u064a\u0631\u0629 \u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0627\u0633\u062a\u0634\u0639\u0627\u0631 \u0639\u0646 \u0628\u064f\u0639\u062f \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0645\u0624\u0634\u0631 SBI \u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0642\u064a\u0627\u0633\u0627\u062a \u0623\u0631\u0636\u064a\u0629 \u0644\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0627\u0644\u0631\u0637\u0648\u0628\u0629 \u0648\u0627\u0644\u0645\u0644\u0648\u062d\u0629 \u0644\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u062f\u0642\u0629 \u0648\u0627\u0644\u062a\u0641\u0633\u064a\u0631.<\/p>\r\n

        \u0645\u0627 \u0647\u064a \u0623\u0645\u062b\u0644\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0629 SBI \u0641\u064a \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0646\u0627\u0637\u0642\u061f<\/h2>\r\n

        \u0641\u064a \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629\u060c \u064a\u064f\u0639\u062f \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0645\u0641\u064a\u062f\u064b\u0627 \u0628\u0634\u0643\u0644 \u062e\u0627\u0635 \u0644\u062a\u062d\u062f\u064a\u062f \u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0625\u062f\u0627\u0631\u0629. \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0647\u064a \u0645\u0633\u0627\u062d\u0627\u062a \u062f\u0627\u062e\u0644 \u0627\u0644\u062d\u0642\u0644 \u062a\u064f\u0638\u0647\u0631 \u062e\u0635\u0627\u0626\u0635 \u0645\u062a\u0634\u0627\u0628\u0647\u0629\u060c \u0648\u0628\u0627\u0644\u062a\u0627\u0644\u064a \u064a\u0645\u0643\u0646 \u0625\u062f\u0627\u0631\u062a\u0647\u0627 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u0645\u0627\u062b\u0644\u0629.<\/p>\r\n

        \u0641\u064a\u0645\u0627 \u064a\u0644\u064a \u0628\u0639\u0636 \u0627\u0644\u0623\u0645\u062b\u0644\u0629 \u0639\u0644\u0649 \u0643\u064a\u0641\u064a\u0629 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0629 SBI \u0641\u064a \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0644\u0625\u0646\u0634\u0627\u0621 \u0648\u0625\u062f\u0627\u0631\u0629 \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642\u060c \u0648\u062e\u0627\u0635\u0629 \u0641\u064a \u0633\u064a\u0627\u0642 \u062a\u0637\u0628\u064a\u0642 \u0645\u0639\u062f\u0644 \u0645\u062a\u063a\u064a\u0631 (VRA) \u0644\u0644\u0628\u0630\u0631 \u0648\u0627\u0644\u062a\u0633\u0645\u064a\u062f:<\/p>\r\n

        1. \u0627\u0644\u0628\u0630\u0631 \u0628\u0645\u0639\u062f\u0644 \u0645\u062a\u063a\u064a\u0631:<\/h3>\r\n

        \u062a\u064f\u0639\u062f\u0651 \u062a\u0642\u0646\u064a\u0629 \u0627\u0644\u0628\u0630\u0631 \u0627\u0644\u0645\u062a\u063a\u064a\u0631 (VRS) \u0645\u0645\u0627\u0631\u0633\u0629 \u0632\u0631\u0627\u0639\u064a\u0629 \u0645\u062a\u0637\u0648\u0631\u0629 \u062a\u062a\u0636\u0645\u0646 \u062a\u0639\u062f\u064a\u0644 \u0645\u0639\u062f\u0644 \u0628\u0630\u0631 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0628\u0646\u0627\u0621\u064b \u0639\u0644\u0649 \u0627\u0644\u0638\u0631\u0648\u0641 \u0627\u0644\u062e\u0627\u0635\u0629 \u0628\u0643\u0644 \u0645\u0648\u0642\u0639 \u062f\u0627\u062e\u0644 \u0627\u0644\u062d\u0642\u0644. \u0641\u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0645\u0639\u062f\u0644 \u0628\u0630\u0631 \u0645\u0648\u062d\u062f \u0641\u064a \u062c\u0645\u064a\u0639 \u0623\u0646\u062d\u0627\u0621 \u0627\u0644\u062d\u0642\u0644\u060c \u062a\u062a\u064a\u062d \u0647\u0630\u0647 \u0627\u0644\u062a\u0642\u0646\u064a\u0629 \u0644\u0644\u0645\u0632\u0627\u0631\u0639\u064a\u0646 \u062a\u062e\u0635\u064a\u0635 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u0630\u0631 \u0648\u0641\u0642\u064b\u0627 \u0644\u0627\u062e\u062a\u0644\u0627\u0641\u0627\u062a \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0627\u0644\u062a\u0636\u0627\u0631\u064a\u0633\u060c \u0648\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u062a\u0627\u0631\u064a\u062e\u064a\u0629\u060c \u0648\u0639\u0648\u0627\u0645\u0644 \u0623\u062e\u0631\u0649.<\/p>\r\n

        \"\u0628\u0631\u0646\u0627\u0645\u062c<\/p>\r\n

        \u064a\u062a\u0645\u062b\u0644 \u0627\u0644\u0647\u062f\u0641 \u0627\u0644\u0623\u0633\u0627\u0633\u064a \u0645\u0646 \u0627\u0644\u0628\u0630\u0631 \u0627\u0644\u0645\u062a\u063a\u064a\u0631 \u0641\u064a \u062a\u062d\u0633\u064a\u0646 \u0643\u062b\u0627\u0641\u0629 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0644\u0632\u064a\u0627\u062f\u0629 \u063a\u0644\u0629 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f \u0645\u0639 \u062a\u0642\u0644\u064a\u0644 \u062a\u0643\u0627\u0644\u064a\u0641 \u0627\u0644\u0645\u062f\u062e\u0644\u0627\u062a \u0648\u0627\u0644\u0623\u062b\u0631 \u0627\u0644\u0628\u064a\u0626\u064a. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c,\u00a0<\/p>\r\n

          \r\n
        • \u0646\u0633\u064a\u062c \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0631\u0637\u0648\u0628\u0629:<\/strong> \u064a\u0633\u0627\u0639\u062f \u0645\u0624\u0634\u0631 \u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0642\u0648\u0627\u0645 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629. \u0648\u064a\u0645\u0643\u0646 \u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u0628\u0630\u0648\u0631 \u0628\u0645\u0639\u062f\u0644\u0627\u062a \u0645\u062a\u0641\u0627\u0648\u062a\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0644\u062a\u062d\u0633\u064a\u0646 \u0627\u0644\u0625\u0646\u0628\u0627\u062a \u0648\u0627\u0644\u0646\u0645\u0648. \u0641\u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0627\u0644\u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 (\u0627\u0644\u062a\u064a \u064a\u0634\u064a\u0631 \u0625\u0644\u064a\u0647\u0627 \u0645\u0624\u0634\u0631 SBI \u0645\u0646\u062e\u0641\u0636)\u060c \u0642\u062f \u064a\u064f\u0633\u062a\u062e\u062f\u0645 \u0645\u0639\u062f\u0644 \u0628\u0630\u0648\u0631 \u0623\u0642\u0644 \u0644\u0645\u0646\u0639 \u0627\u0644\u0627\u0632\u062f\u062d\u0627\u0645 \u0648\u0627\u0646\u062a\u0634\u0627\u0631 \u0627\u0644\u0623\u0645\u0631\u0627\u0636\u060c \u0628\u064a\u0646\u0645\u0627 \u0642\u062f \u062a\u062a\u0637\u0644\u0628 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0623\u0643\u062b\u0631 \u062c\u0641\u0627\u0641\u064b\u0627 (\u0627\u0644\u062a\u064a \u064a\u0634\u064a\u0631 \u0625\u0644\u064a\u0647\u0627 \u0645\u0624\u0634\u0631 SBI \u0645\u0631\u062a\u0641\u0639) \u0645\u0639\u062f\u0644 \u0628\u0630\u0648\u0631 \u0623\u0639\u0644\u0649.<\/li>\r\n
        • \u0627\u0644\u062a\u0643\u064a\u0641 \u0645\u0639 \u0638\u0631\u0648\u0641 \u0627\u0644\u062a\u0631\u0628\u0629<\/strong>\u062a\u062f\u0639\u0645 \u0623\u0646\u0648\u0627\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u062e\u062a\u0644\u0641\u0629 \u0646\u0645\u0648 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0628\u0637\u0631\u0642 \u0645\u062a\u0628\u0627\u064a\u0646\u0629. \u0648\u0628\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0628\u064a\u0627\u0646\u0627\u062a \u0645\u0624\u0634\u0631 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0625\u062d\u0635\u0627\u0626\u064a (SBI) \u0644\u062a\u062d\u062f\u064a\u062f \u0647\u0630\u0647 \u0627\u0644\u0623\u0646\u0648\u0627\u0639 \u0645\u0646 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u064a\u0645\u0643\u0646 \u062a\u0639\u062f\u064a\u0644 \u0645\u0639\u062f\u0644\u0627\u062a \u0627\u0644\u0628\u0630\u0631 \u0644\u062a\u062a\u0646\u0627\u0633\u0628 \u0645\u0639 \u0642\u062f\u0631\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0639\u0644\u0649 \u062f\u0639\u0645 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644.<\/li>\r\n<\/ul>\r\n

          2. \u0627\u0644\u062a\u0633\u0645\u064a\u062f \u0628\u0645\u0639\u062f\u0644 \u0645\u062a\u063a\u064a\u0631:<\/h3>\r\n

          \u0627\u0644\u062a\u0633\u0645\u064a\u062f \u0627\u0644\u0645\u062a\u063a\u064a\u0631 (VRF) \u062a\u0642\u0646\u064a\u0629 \u0632\u0631\u0627\u0639\u064a\u0629 \u0630\u0643\u064a\u0629\u060c \u062d\u064a\u062b \u064a\u062a\u0645 \u062a\u063a\u064a\u064a\u0631 \u0643\u0645\u064a\u0629 \u0627\u0644\u0633\u0645\u0627\u062f \u0627\u0644\u0645\u0633\u062a\u062e\u062f\u0645\u0629 \u0641\u064a \u0645\u0646\u0627\u0637\u0642 \u0645\u062e\u062a\u0644\u0641\u0629 \u0645\u0646 \u0627\u0644\u062d\u0642\u0644. \u064a\u062e\u062a\u0644\u0641 \u0647\u0630\u0627 \u0639\u0646 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0627\u0644\u062a\u0642\u0644\u064a\u062f\u064a\u0629 \u0627\u0644\u062a\u064a \u0643\u0627\u0646\u062a \u062a\u064f\u0639\u0637\u0649 \u0641\u064a\u0647\u0627 \u062c\u0645\u064a\u0639 \u0623\u062c\u0632\u0627\u0621 \u0627\u0644\u062d\u0642\u0644 \u0646\u0641\u0633 \u0627\u0644\u0643\u0645\u064a\u0629 \u0645\u0646 \u0627\u0644\u0633\u0645\u0627\u062f. \u0645\u0639 \u0627\u0644\u062a\u0633\u0645\u064a\u062f \u0627\u0644\u0645\u062a\u063a\u064a\u0631\u060c \u062a\u062d\u0635\u0644 \u0643\u0644 \u0645\u0646\u0637\u0642\u0629 \u0639\u0644\u0649 \u0645\u0627 \u062a\u062d\u062a\u0627\u062c\u0647 \u0628\u0627\u0644\u0636\u0628\u0637. \u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0623\u0641\u0636\u0644 \u0644\u0623\u0646\u0647\u0627 \u062a\u0633\u0627\u0639\u062f \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a \u0639\u0644\u0649 \u0627\u0644\u0646\u0645\u0648 \u0628\u0634\u0643\u0644 \u0623\u0641\u0636\u0644 \u0645\u0639 \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0643\u0645\u064a\u0627\u062a \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0633\u0645\u0627\u062f. \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c,\u00a0<\/p>\r\n

            \r\n
          • \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0648\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062e\u0635\u0648\u0628\u0629:<\/strong> \u0628\u0645\u0627 \u0623\u0646 \u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u064a\u0631\u062a\u0628\u0637 \u0639\u0643\u0633\u064a\u0627\u064b \u0628\u0645\u0624\u0634\u0631 \u062e\u0635\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI)\u060c \u0641\u0625\u0646 \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u0634\u0631 \u064a\u064f\u0645\u0643\u0646 \u0623\u0646 \u064a\u064f\u0631\u0634\u062f \u0625\u0644\u0649 \u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0627\u0637\u0642 \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062e\u0635\u0648\u0628\u0629. \u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0645\u0624\u0634\u0631 \u062e\u0635\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0646\u062e\u0641\u0636 (\u0645\u062d\u062a\u0648\u0649 \u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639) \u0625\u0644\u0649 \u0643\u0645\u064a\u0627\u062a \u0623\u0642\u0644 \u0645\u0646 \u0627\u0644\u0623\u0633\u0645\u062f\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u0642\u062f \u062a\u062d\u062a\u0627\u062c \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0645\u0624\u0634\u0631 \u062e\u0635\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0627\u0644\u0645\u0631\u062a\u0641\u0639 \u0625\u0644\u0649 \u0643\u0645\u064a\u0627\u062a \u0623\u0643\u0628\u0631.<\/li>\r\n
          • \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0644\u0648\u062d\u0629:<\/strong> \u0641\u064a \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u062a\u064a \u062a\u0634\u0643\u0644 \u0641\u064a\u0647\u0627 \u0627\u0644\u0645\u0644\u0648\u062d\u0629 \u0645\u0635\u062f\u0631 \u0642\u0644\u0642\u060c \u064a\u0645\u0643\u0646 \u0644\u062a\u0642\u0646\u064a\u0629 SBI \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0628\u0642\u0639 \u0627\u0644\u0645\u0627\u0644\u062d\u0629. \u0648\u064a\u0645\u0643\u0646 \u062a\u0639\u062f\u064a\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0641\u064a \u0647\u0630\u0647 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0644\u0645\u0631\u0627\u0639\u0627\u0629 \u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0645\u0644\u0648\u062d\u0629 \u0639\u0644\u0649 \u062a\u0648\u0627\u0641\u0631 \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629 \u0648\u0627\u0645\u062a\u0635\u0627\u0635\u0647\u0627.<\/li>\r\n<\/ul>\r\n

            3. \u0625\u062f\u0627\u0631\u0629 \u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629:<\/h3>\r\n

            \u062a\u064f\u0639\u062f\u0651 \u0625\u062f\u0627\u0631\u0629 \u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0623\u0645\u0631\u064b\u0627 \u0628\u0627\u0644\u063a \u0627\u0644\u0623\u0647\u0645\u064a\u0629 \u0644\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u0635\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0636\u0645\u0627\u0646 \u0646\u0645\u0648 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0628\u0634\u0643\u0644 \u0633\u0644\u064a\u0645. \u0648\u062a\u062a\u0645\u062b\u0644 \u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0641\u064a \u0632\u064a\u0627\u062f\u0629 \u0646\u0633\u0628\u0629 \u0627\u0644\u0623\u0645\u0644\u0627\u062d \u0641\u064a\u0647\u0627\u060c \u0645\u0645\u0627 \u0642\u062f \u064a\u064f\u0636\u0631\u0651 \u0628\u0646\u0645\u0648 \u0627\u0644\u0646\u0628\u0627\u062a\u0627\u062a\u060c \u0648\u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u064a\u064f\u0644\u062d\u0642 \u0627\u0644\u0636\u0631\u0631 \u0628\u0627\u0644\u062d\u064a\u0627\u0629 \u0627\u0644\u0645\u064a\u0643\u0631\u0648\u0628\u064a\u0629. \u0644\u0630\u0627\u060c \u064a\u064f\u0639\u062f\u0651 \u0625\u064a\u062c\u0627\u062f \u0637\u0631\u0642 \u0641\u0639\u0651\u0627\u0644\u0629 \u0644\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0623\u0645\u0631\u064b\u0627 \u0636\u0631\u0648\u0631\u064a\u064b\u0627 \u0644\u0627\u0633\u062a\u0645\u0631\u0627\u0631 \u0627\u0644\u0625\u0646\u062a\u0627\u062c \u0627\u0644\u0632\u0631\u0627\u0639\u064a.<\/p>\r\n

              \r\n
            • \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0627\u0644\u0645\u0627\u0644\u062d\u0629:<\/strong> \u062a\u064f\u0642\u0627\u0633 \u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0639\u0646 \u0637\u0631\u064a\u0642 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a \u0644\u0645\u062d\u0644\u0648\u0644 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0627\u0644\u0630\u064a \u064a\u0639\u0643\u0633 \u0625\u062c\u0645\u0627\u0644\u064a \u0643\u0645\u064a\u0629 \u0627\u0644\u0623\u0645\u0644\u0627\u062d \u0627\u0644\u0630\u0627\u0626\u0628\u0629. \u064a\u0634\u064a\u0631 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062a\u0648\u0635\u064a\u0644 \u0627\u0644\u0643\u0647\u0631\u0628\u0627\u0626\u064a \u0625\u0644\u0649 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u0644\u0648\u062d\u0629 \u0648\u0627\u062d\u062a\u0645\u0627\u0644\u064a\u0629 \u062d\u062f\u0648\u062b \u0645\u0634\u0627\u0643\u0644 \u0644\u0646\u0645\u0648 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644.<\/li>\r\n
            • \u0647\u0646\u0627 \u064a\u0623\u062a\u064a \u062f\u0648\u0631 \u0645\u0624\u0634\u0631 \u0627\u0644\u0643\u062a\u0644\u0629 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0644\u0644\u062a\u0631\u0628\u0629 (SBI). \u064a\u0633\u0627\u0639\u062f \u0647\u0630\u0627 \u0627\u0644\u0645\u0624\u0634\u0631 \u0641\u064a \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u0630\u0627\u062a \u0627\u0644\u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u0639\u0627\u0644\u064a\u0629 \u0644\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0627\u0644\u062a\u064a \u0642\u062f \u062a\u062a\u0637\u0644\u0628 \u0627\u062e\u062a\u064a\u0627\u0631 \u0645\u062d\u0627\u0635\u064a\u0644 \u0645\u062e\u062a\u0644\u0641\u0629 \u0623\u0648 \u0645\u0639\u0627\u0644\u062c\u0627\u062a \u062a\u0631\u0628\u0629 \u0645\u062d\u062f\u062f\u0629. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u062a\u062d\u0644\u064a\u0644 \u0627\u0644\u0643\u062a\u0644\u0629 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0644\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0647\u064a \u0627\u0644\u0645\u0643\u0648\u0646 \u0627\u0644\u062d\u064a\u0648\u064a \u0644\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a\u0647\u0627\u060c \u064a\u0648\u0641\u0631 \u0645\u0624\u0634\u0631 \u0627\u0644\u0643\u062a\u0644\u0629 \u0627\u0644\u062d\u064a\u0648\u064a\u0629 \u0644\u0644\u062a\u0631\u0628\u0629 \u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0642\u064a\u0651\u0645\u0629 \u062d\u0648\u0644 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0628\u064a\u0648\u0644\u0648\u062c\u064a \u0648\u062e\u0635\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629.<\/li>\r\n<\/ul>\r\n

              4. \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629:<\/h3>\r\n

              \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629 (IMP) \u0647\u064a \u0646\u0647\u062c \u0634\u0627\u0645\u0644 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0646\u0638\u0645 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u0645\u0632\u062c \u0628\u064a\u0646 \u0645\u062e\u062a\u0644\u0641 \u062a\u0642\u0646\u064a\u0627\u062a \u0648\u0645\u0628\u0627\u062f\u0626 \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0632\u0631\u0627\u0639\u0629 \u0641\u0639\u0627\u0644\u0629 \u0648\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0648\u0645\u062b\u0645\u0631\u0629.<\/p>\r\n

              \u062a\u0647\u062f\u0641 \u0647\u0630\u0647 \u0627\u0644\u0637\u0631\u064a\u0642\u0629 \u0625\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u062a\u0648\u0627\u0632\u0646 \u0628\u064a\u0646 \u0627\u0644\u062c\u0648\u0627\u0646\u0628 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u0628\u064a\u0626\u064a\u0629 \u0648\u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0644\u0644\u0632\u0631\u0627\u0639\u0629\u060c \u0628\u0645\u0627 \u064a\u0636\u0645\u0646 \u0627\u0633\u062a\u062f\u0627\u0645\u062a\u0647\u0627 \u0648\u0646\u062c\u0627\u062d\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644. \u0648\u062a\u0634\u0645\u0644 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u0632\u0631\u0627\u0639\u0629 \u0645\u062c\u0645\u0648\u0639\u0629 \u0645\u062a\u0646\u0648\u0639\u0629 \u0645\u0646 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a\u060c \u0628\u0645\u0627 \u0641\u064a \u0630\u0644\u0643 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u062a\u0643\u0627\u0645\u0644\u0629 \u0644\u0644\u0622\u0641\u0627\u062a\u060c \u0648\u0625\u062f\u0627\u0631\u0629 \u0635\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u062a\u0631\u0634\u064a\u062f \u0627\u0633\u062a\u0647\u0644\u0627\u0643 \u0627\u0644\u0645\u064a\u0627\u0647\u060c \u0648\u062a\u0646\u0648\u064a\u0639 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644.<\/p>\r\n

              \"\u0639\u0627\u0626\u062f<\/p>\r\n

                \r\n
              • \u062f\u0645\u062c \u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a \u0627\u0644\u0623\u062e\u0631\u0649<\/strong>\u064a\u0645\u0643\u0646 \u062f\u0645\u062c \u0646\u0638\u0627\u0645 SBI \u0645\u0639 \u0645\u0635\u0627\u062f\u0631 \u0628\u064a\u0627\u0646\u0627\u062a \u0623\u062e\u0631\u0649\u060c \u0645\u062b\u0644 \u062e\u0631\u0627\u0626\u0637 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0648\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u0644\u0639\u0646\u0627\u0635\u0631 \u0627\u0644\u063a\u0630\u0627\u0626\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0627\u0644\u062a\u0636\u0627\u0631\u064a\u0633\u060c \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0627\u0637\u0642 \u0625\u062f\u0627\u0631\u0629 \u0634\u0627\u0645\u0644\u0629. \u064a\u062a\u064a\u062d \u0647\u0630\u0627 \u0627\u0644\u0646\u0647\u062c \u0645\u062a\u0639\u062f\u062f \u0627\u0644\u0645\u0633\u062a\u0648\u064a\u0627\u062a \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0625\u062f\u0627\u0631\u064a\u0629 \u0623\u0643\u062b\u0631 \u062f\u0642\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629.<\/li>\r\n
              • \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u0623\u0638\u0647\u0631\u062a \u062f\u0631\u0627\u0633\u0629 \u0623\u062c\u0631\u064a\u062a \u062d\u0648\u0644 \u062f\u0645\u062c \u0627\u0644\u0645\u0648\u0627\u062f \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u063a\u0630\u064a\u0627\u062a \u0644\u0630\u0631\u0629 \u0627\u0644\u062f\u062e\u0646 \u062a\u062d\u062a \u062a\u0631\u0628\u0629 \u0623\u0644\u0641\u064a\u0633\u0648\u0644 \u0627\u0644\u0645\u0639\u062a\u0645\u062f\u0629 \u0639\u0644\u0649 \u0627\u0644\u0623\u0645\u0637\u0627\u0631 \u0641\u064a \u062c\u0646\u0648\u0628 \u0627\u0644\u0647\u0646\u062f \u0623\u0646 \u0627\u0633\u062a\u0628\u062f\u0627\u0644 \u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0627\u0644\u0643\u064a\u0645\u064a\u0627\u0626\u064a\u0629 \u0628\u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0623\u062f\u0649 \u0625\u0644\u0649 \u062a\u062d\u0633\u064a\u0646 \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0628\u0646\u0633\u0628\u0629 \u062a\u0635\u0644 \u0625\u0644\u0649 22.6%.<\/li>\r\n<\/ul>\r\n

                5. \u0627\u0644\u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0644\u0645\u0648\u0627\u0631\u062f:<\/h3>\r\n

                \u062a\u062d\u0633\u064a\u0646 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u062f\u062e\u0644\u0627\u062a: \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 SBI \u0644\u0625\u0646\u0634\u0627\u0621 \u0645\u0646\u0627\u0637\u0642 \u0625\u062f\u0627\u0631\u0629\u060c \u064a\u0645\u0643\u0646 \u062a\u0637\u0628\u064a\u0642 \u0627\u0644\u0645\u062f\u062e\u0644\u0627\u062a \u0645\u062b\u0644 \u0627\u0644\u0628\u0630\u0648\u0631 \u0648\u0627\u0644\u0623\u0633\u0645\u062f\u0629 \u0628\u0643\u0641\u0627\u0621\u0629 \u0623\u0643\u0628\u0631\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0627\u0644\u0646\u0641\u0627\u064a\u0627\u062a \u0648\u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0627\u0644\u0628\u064a\u0626\u064a\u060c \u0645\u0639 \u0632\u064a\u0627\u062f\u0629 \u063a\u0644\u0629 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644 \u0625\u0644\u0649 \u0623\u0642\u0635\u0649 \u062d\u062f.<\/p>\r\n

                \u0641\u064a \u062c\u0645\u064a\u0639 \u0647\u0630\u0647 \u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a\u060c \u064a\u0647\u062f\u0641 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0629 SBI \u0641\u064a \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0625\u0644\u0649 \u062a\u0643\u064a\u064a\u0641 \u0627\u0644\u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0645\u0639 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u062c\u0627\u062a \u0627\u0644\u0645\u062d\u062f\u062f\u0629 \u0644\u0645\u062e\u062a\u0644\u0641 \u0627\u0644\u0645\u0646\u0627\u0637\u0642 \u062f\u0627\u062e\u0644 \u0627\u0644\u062d\u0642\u0644. \u0648\u0647\u0630\u0627 \u0644\u0627 \u064a\u064f\u062d\u0633\u0651\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0641\u062d\u0633\u0628\u060c \u0628\u0644 \u064a\u062f\u0639\u0645 \u0623\u064a\u0636\u064b\u0627 \u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0644\u0625\u0641\u0631\u0627\u0637 \u0641\u064a \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0645\u062f\u062e\u0644\u0627\u062a \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u0625\u0646\u062a\u0627\u062c\u064a\u0629 \u0627\u0644\u0645\u062d\u0627\u0635\u064a\u0644. \u0648\u064a\u064f\u0639\u062f\u0651 \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u062a\u0642\u0646\u064a\u0627\u062a \u0645\u062b\u0644 \u0646\u0638\u0627\u0645 \u062a\u062d\u062f\u064a\u062f \u0627\u0644\u0645\u0648\u0627\u0642\u0639 \u0627\u0644\u0639\u0627\u0644\u0645\u064a (GPS) \u0648\u0646\u0638\u0627\u0645 \u0627\u0644\u0645\u0639\u0644\u0648\u0645\u0627\u062a \u0627\u0644\u062c\u063a\u0631\u0627\u0641\u064a\u0629 (GIS) \u0648\u0627\u0644\u0628\u0631\u0645\u062c\u064a\u0627\u062a \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u0629 \u0639\u0646\u0635\u0631\u064b\u0627 \u0623\u0633\u0627\u0633\u064a\u064b\u0627 \u0641\u064a \u062a\u0637\u0628\u064a\u0642 \u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0627\u062a \u0627\u0644\u0632\u0631\u0627\u0639\u0629 \u0627\u0644\u062f\u0642\u064a\u0642\u0629 \u0647\u0630\u0647 \u0628\u0641\u0639\u0627\u0644\u064a\u0629.<\/p>\r\n

                \u0627\u0644\u062e\u0627\u062a\u0645\u0629<\/h2>\r\n

                \u0641\u064a \u0627\u0644\u062e\u062a\u0627\u0645\u060c \u064a\u064f\u0642\u062f\u0651\u0645 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0631\u0624\u0649 \u0642\u064a\u0651\u0645\u0629 \u062d\u0648\u0644 \u062e\u0635\u0627\u0626\u0635 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u064a\u064f\u0633\u0627\u0639\u062f \u0627\u0644\u0645\u0632\u0627\u0631\u0639\u064a\u0646 \u0639\u0644\u0649 \u0627\u062a\u062e\u0627\u0630 \u0642\u0631\u0627\u0631\u0627\u062a \u0645\u062f\u0631\u0648\u0633\u0629 \u0628\u0634\u0623\u0646 \u0645\u0645\u0627\u0631\u0633\u0627\u062a \u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u062a\u0631\u0628\u0629. \u0648\u064a\u064f\u0628\u0631\u0632 \u0627\u0644\u0627\u0631\u062a\u0628\u0627\u0637 \u0628\u064a\u0646 \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u0627\u0644\u0645\u0627\u062f\u0629 \u0627\u0644\u0639\u0636\u0648\u064a\u0629 \u0641\u064a \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0631\u0637\u0648\u0628\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0648\u0645\u0644\u0648\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629\u060c \u0623\u0647\u0645\u064a\u062a\u0647 \u0641\u064a \u062a\u0642\u064a\u064a\u0645 \u0635\u062d\u0629 \u0627\u0644\u062a\u0631\u0628\u0629 \u0648\u062e\u0635\u0648\u0628\u062a\u0647\u0627 \u0648\u0625\u0646\u062a\u0627\u062c\u064a\u062a\u0647\u0627. \u0648\u0645\u0646 \u062e\u0644\u0627\u0644 \u0641\u0647\u0645 \u0647\u0630\u0647 \u0627\u0644\u0639\u0644\u0627\u0642\u0627\u062a\u060c \u064a\u0633\u062a\u0637\u064a\u0639 \u0627\u0644\u0645\u0632\u0627\u0631\u0639\u0648\u0646 \u062a\u062d\u0633\u064a\u0646 \u0645\u0645\u0627\u0631\u0633\u0627\u062a\u0647\u0645 \u0627\u0644\u0632\u0631\u0627\u0639\u064a\u0629 \u0648\u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0633\u062a\u062f\u0627\u0645\u0629 \u0644\u0644\u0623\u0631\u0627\u0636\u064a \u0644\u0644\u0623\u062c\u064a\u0627\u0644 \u0627\u0644\u0642\u0627\u062f\u0645\u0629.<\/p>","protected":false},"excerpt":{"rendered":"

                \u064a\u064f\u0639\u062f \u0645\u0624\u0634\u0631 \u0633\u0637\u0648\u0639 \u0627\u0644\u062a\u0631\u0628\u0629 (SBI) \u0623\u062f\u0627\u0629 \u0642\u064a\u0651\u0645\u0629 \u064a\u0645\u0643\u0646 \u0627\u0633\u062a\u062e\u062f\u0627\u0645\u0647\u0627 \u0644\u0625\u062c\u0631\u0627\u0621 \u062a\u062d\u0644\u064a\u0644 \u0633\u0631\u064a\u0639 \u0644\u062a\u0631\u0628\u062a\u0643\u060c \u0648\u064a\u062a\u0645 \u062d\u0633\u0627\u0628\u0647 \u0628\u0648\u0627\u0633\u0637\u0629 GeoPard\u2026<\/p>","protected":false},"author":210157960,"featured_media":1343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_eb_attr":"","content-type":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_wpcom_ai_launchpad_first_post":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"{title}\n\n{excerpt}\n\n{url}","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"_wpas_customize_per_network":false,"jetpack_post_was_ever_published":false},"categories":[1379],"tags":[1611],"class_list":["post-340","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-soil-data","tag-soil"],"acf":[],"yoast_head":"\nHow the Soil Brightness Index Enables Sustainable Agriculture? - 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